Investment Options and Retirement

If retirement was on your horizon in the next five years or so, the market downturn due to COVID-19 coronavirus might have prompted you to take a closer look at your superannuation and how it’s invested. Perhaps you’ve seen your balance drop and are now wondering what you need to do to get your retirement back on track? In this article, we explain, generally, what super funds do with retirement savings, the different types of investment options to choose from, stage of life considerations, and the implications of changing investments. What super funds do with your money? Generally, no less than 9.5% of your before-tax salary (if you’re eligible) is paid into super by your employer, which is

Five Financial Tips From An Older Generation

Back in my day… If I had a dollar for every time I’ve heard that over the years! More interesting, I caught myself saying those words only last week as though channelling my father! The younger generation is so tech-savvy these days that I can’t keep up. Although we had technology too! Our ‘information revolution’ produced gems like floppy-disks, dial-up internet and entire families sharing a single land-line telephone. Quickly superseded and gone forever, thankfully! When it comes to money, some things stay relevant regardless of your generation. So here, although you didn’t ask, are my five tips for getting, and keeping, control of your finances – for life! 1. Living within your means seem

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