A Lifetime of Super ... and it’s not just about retirement!

The key to life is living, not retiring, but there may come a time in your life when you want to change what you’ve been doing and either stop working completely, or take a long holiday and work out what’s next. To be able to have this choice though, it’s imperative that you plan ahead, even if you think retirement is for everyone else. As a rule of thumb, it is suggested people should aim for a retirement income of between 50% and 70% of pre-retirement salary/wages. Based on this premise, it is estimated you will need to save around 15% of your income for 40 years. The problem here is that your employer is only compelled to provide superannuation contributions for you at the current rate of

An Amazing Travel Adventure

Earlier in the year, before the current travel restrictions, our team member Marianne journeyed to Egypt! "A spectacular experience!" Whilst a return to international travel is not on the current horizon, now might be the perfect time to plan a domestic holiday, or set some long term goals for heading overseas. Have you reassessed your goals lately?

The Secrets to Early Retirement

Dreaming of retiring before you reach 50? The ‘secrets’ to early retirement may be more practical and achievable than you’d think. While many people choose to work as long as they can, others want to retire early, perhaps in their 30s, 40s or 50s. If you’re in the latter category, you’ll want to have sufficient income-earning assets in place so you can live comfortably when you say goodbye to the workforce. Thanks to the FIRE (Financial Independence, Retire Early) movement, there’s an increasing spotlight on how to make an early retirement plan a reality. Tips for Setting up Your Retirement Retiring early is the aspiration, but getting there requires planning. Here, experts give tips on t

Planning for Healthcare Costs in Retirement

We all hope that when we retire we’ll have the time to focus on being as healthy as possible. But unexpected issues and illnesses arise, with recent research* estimating that an Australian couple will spend an annual cost of between $4,975 and $9,900 on healthcare once they’ve said goodbye to the workforce. Managing large hospital or specialist charges that you don’t see coming can be stressful, especially when you no longer have a steady income stream. Here’s 5 Tips on How to Plan Live a healthy lifestyle One of the best ways to reduce unexpected medical expenses is to try to prevent them from occurring in the first place. Preventative care, regular exercise, a healthy meal plan, and a stro

The Lucky Country

3 reasons why Australia may come through this period of global misery better than most countries. Key Points Australia has performed better than many countries in “controlling” coronavirus, it has a stronger economic policy response & its major trading partner is 2-3 mths ahead of the rest of the world into economic recovery. If, as a we expect, this results in a relatively stronger recovery for the Australian economy, then Australian assets should benefit relative to global assets. Introduction Back in January when the bushfires were raging, I feared Australia’s luck had ran out. But right now, I thank god I live in The Lucky Country! Donald Horne’s original conception of the term in the 19

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