Super Investment Options - what’s right for you?

When it comes to superannuation, most funds offer a range of investment options. If there’s one thing certain in life it’s change. And generally your attitude towards saving and investing will change as you get older. How your super is invested when starting your first job may not be the right approach when you’re approaching retirement. Luckily you can change your investment options at any time and this could make a real difference to how much money you have when you retire. There are usually several different investment options to choose from. If you haven’t selected an investment option, you’re probably invested in your fund's default option, which will generally take a balanced approach

Grow Your Super in 2020

Making an extra voluntary contribution now might improve your lifestyle once you retire. A new year’s as good a time as any to make plans. How about a gift to your future self by maximising your retirement contributions? It’s not as far-fetched or self-absorbed as it might seem. If you think of this as investing in your future self or your loved ones, it could make good sense. We’re used to spending on education and training, which are also investments in tomorrow. And which really matters more, upgrading to a flashier car today, or buying a jetpack* a few years down the line? There’s No Time Like Tomorrow There are a number of ways you can contribute more to your super, to take advantage of

How to Create Realistic Goals... and stick to them!

Whether it’s finances or fitness, spending time on setting your goals can reap rewards. When it comes to the big things in life we all have our goals. Getting promoted at work. Educating the kids through school. Saving for a comfortable retirement. It’s important to aim high. But if the goals you set are overambitious, with no checkpoints along the way, you could be setting yourself up for disappointment. So it may be a good idea to make sure your goals are realistic and achievable. One area where setting goals can be beneficial is health and fitness—whether it’s losing a few kilos at the gym or aiming for a PB at the next half-marathon. Check out the video below, where corporate health cons

Quarterly Economic Update: October – December 2019

Key Numbers The October – December quarter was again dominated by low growth, low interest rates and low inflation. The RBA again cut interest rates at its October meeting to a record low of 0.75%, and this, perhaps, contributed to one of the quarter’s highlights: a significant lift in home prices. However, the strongest gains – in excess of 6% for the quarter – were limited to Sydney and Melbourne. The Australian share market finished the quarter pretty much where it started, having traded in a relatively narrow band for the entire quarter. In contrast, and probably due to progress on a trade deal between the US and China, international markets rose steadily, collectively gaining around 8.5

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