New Year Resolutions For Small Businesses

As New Year resolution time rolls around spare a thought for your business, because every business can benefit from a few resolutions of its own. Here are a few ideas that any business can build some New Year resolutions around. Make Sure you Have An Up To Date Business Plan. Many business plans sit gathering dust on a shelf, or haven’t even been committed to paper. But a well thought out, written and effectively implemented business plan is an invaluable tool for any business. Creating a business plan is a major undertaking – definitely worth a New Year resolution – with some of the key sections being: · Business description. · Products and services. · Market analysis, including customers a

Our New Year Challenge - 5 days to get your finances in order

Too Time Poor For Resolutions? Try Our Challenge Instead New Year’s resolutions are such a drag, right? Whether it’s fitness, family or finances, the best laid plans rarely last beyond the first week of January. Life has a habit of getting in the way, especially these days with so many demands on your time. We get it. Things got a whole lot more complicated around the start of the internet. From utility bills and bank accounts to online TV and takeaway deliveries, the options are endless, and most come with a few clicks from the comfort of your couch. With a bucketload of choices, it’s hard to know where to start. But sometimes you can get pretty big ticket items done with a minimum of fuss.

New Laws to Protect Your Retirement Savings

Around 40% of working Australians claim they don’t have life insurance*. Yet, with 13.5 million insurance policies inside super*, it’s likely many people may have life insurance without knowing it*. The Bigger Picture There’s a good chance, at some point in your career, you joined your employer’s default super plan – this is the plan your employer pays super into if you don’t nominate your own. Why? perhaps it was the easiest option for you when completing all your paperwork, or maybe it was the better deal. Many employer default super plans also include insurance - something people may not realise they’re paying for. What’s more, many are disengaged with their super, or are unaware of the i

Different Types of Financial Advice

If you’re considering financial advice, understand the types of advice available. DIY Advice Knowing more about the world of finance will help if you decide you’ll benefit from financial advice. Undertaking research can help you decide whether you will benefit from personal financial advice. You can find lots of good information about managing your finances through resources such as websites, online videos or educational modules. Many financial companies offer general information about specific products (including product disclosure statements) and financial strategies. Upskilling yourself in how to make your money work harder will never be a wasted endeavour - just be sure to use reputable

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